Record-Day ist der Tag an dem die Dividenberechtigungen erhoben werden. Damit du die Dividende kassieren kannst, musst du spätestens. Die folgenden Stichtage sind im Zusammenhang mit Aktiendividenden von und das Auszahlungsdatum sowie den Dividendenstichtag (Record Date) festlegt. Dividenden werden auch als "die Zinsen von Aktien" bezeichnet. Besitzen die Aktionäre am Record-Date Titel, so sind sie dividendenberechtigt, wenn die.
However, this date is of little importance to investors. Practically speaking, the most important date for dividend investors to be aware of is the ex-dividend date.
This date, which is two days before the record date , has much greater implications for portfolio management. Anyone who has placed trades before knows that cash is deposited to your account on the day that you sell shares.
Often, this is simply because your broker is willing to front you the money in advance while they wait to receive money from the counterparty.
The actual process takes three days to complete. This is why you must purchase three days in advance of the record date or one day in advance of the ex-dividend date to receive the dividend payment in question.
The payment date is the date on which corporate cash is actually paid to shareholder as a dividend. Depending on the medium through which you own your shares, dividends may be mailed to you as a check, wired into your bank account, or deposited into your brokerage account as cash.
These plans allow investors to use dividend to purchase more company shares. You can view the 15 best DRIP stocks here each of the stocks in that article charge no fees for their DRIPs , or alternatively, watch them covered in the video below.
Dividends will be paid to shareholders on March 14, These two examples show precisely how easy it is to find information on record dates, ex-dividend dates, and pay dates for corporate dividends.
Instead, focus on developing a long-term systematic investing plan that will be successful regardless of your timing of dividend payments.
If you find a company that ranks favorably according to some proven system like The 8 Rules of Dividend Investing , buy some shares and focus your mental energy on identifying your next opportunity.
Thanks for reading this article. Many publicly traded companies, and some privately held ones, provide a dividend feature to their stock.
Stock shares trade fluidly on public markets, such that the state of share ownership differs at the end of each trading day, and any given share may have a series of various owners over time.
When declaring a dividend, a company will designate a record date for the dividend. The practical rules of the financial system determine precisely one of the owners to receive the dividend payment, namely the owner of record who owned the share s at the end of the trading day on the record date.
Since the process of settlement involves some days of delay, stock exchanges set an earlier date, known as the ex-dividend date typically the business day prior to the record date to synchronize the time for this processing.
Thus the key date for a stock purchase is the ex-dividend date: If, for whatever reason, a share transfer prior to the ex-dividend date is not recorded on the register in time, the seller is obligated to repay the dividend to the buyer when he receives it.
In the United States, the IRS defines the ex-dividend date as "The ex-dividend date is the first date following the declaration of a dividend on which the purchaser of a stock is not entitled to receive the next dividend payment.
After the close of business on the day before the ex-dividend date and before the market opens on the ex-dividend date, all open good-until-canceled limit, stop, and stop limit orders are automatically reduced by the amount of the dividend, except for orders that the customer indicated "do not reduce.
At the market opening on the ex-dividend date, the stock will trade at a lower price, adjusted for the amount of the dividend paid. If a corporation is distributing something other than a cash dividend, such as rights or warrants , then the relevant date is called an ex rights date, or ex warrants date, etc.
That time period was last shortened on September 5, For the purpose of calculating an ex-dividend date, business days are days on which both the major stock exchanges and the banks in New York State are open.
If the record date is not a business day, then counting begins from the most recent business day instead of the actual record date.
The ex-dividend date is usually the business day prior to the record date. To be a stockholder on the record date an investor must purchase the stock before the ex-dividend date.
The latest date he can buy the stock to be a stockholder on record and be entitled to the dividend would be one day prior to the ex-dividend date this includes extended hours pre-market and after-hours of that day to allow for the two stock trading day settlement of the stock purchase.
If the investor purchases the stock the day before the ex-dividend date the investor would be a stockholder on the record date and would be entitled to receive the dividend payment.
An investor who wishes to be entitled to the dividend does not have to wait until after the record date to sell the stock; however, the investor must hold the stock until the ex-dividend date.
If the investor were to sell the stock on the ex-dividend date or afterwards, the investor would still be entitled to the dividend payment.
In this example, assuming that the investor purchased the stock one day before the ex-dividend date, the investor would be a stockholder on the record date.
If the investor sells the stock on the ex-dividend date, the buyer of the stock would be a stockholder one day after the record date given the two stock business trading day settlement.
The person that bought the stock would not be entitled to receive the dividend. An investor only needs to own the stock for one day the record date to be entitled to receive the dividend payment.
If the investor buys before the ex-dividend date, and sells on the ex-dividend date or after, the investor will receive the dividend payment.
More precisely, the owner at the close of trading on the record date receives the dividend, since shares may be traded frequently and have a series of owners on any given single day.